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Experience the natural beauty and charming small towns of New Hampshire. Explore the White Mountains, pristine lakes, and a strong sense of community. New Hampshire offers a low cost of living, a beautiful natural environment, and a strong job market. Secure your New Hampshire dream home with a competitive mortgage rate.
This loan program is offered by NH Housing and Fannie Mae, a version of the HomeReady product. It is only meant to finance home purchases, not refinances, and can be availed only for the purchase of your primary residence. The term is 30 years with a fixed rate of interest.
As far as the eligibility criteria are concerned, buyers need to -
The eligible properties under the loan program are -
For first-time home buyers in New Hampshire, the Home First Government program is characterized by down payment assistance and cash assistance. This is an NH Housing mortgage program, which is funded by proceeds from the Mortgage Revenue Bond. The downpayment is low, and the loan is offered only for purchase, not refinancing. It is a 30-year term with a fixed-rate interest rate. It is applicable only on the purchase of a primary residence.
Eligibility of borrowers include -
The loan can be used to buy 1-, 2-, 3—or 4-unit properties, condos, PUDs, or manufactured housing. A cash assistance option of $5,000 or $10,000 is offered as closing cost or down payment assistance NH.
This program for first-time buyers in NH is used in conjunction with the NH Housing First Mortgage program. The program offers down payment assistance NH of $10,000, which can also be used to pay prepaid escrows and closing costs. It is applicable only for purchases and not refinancing. The loan can be used to buy a single-family unit for primary residence. Financing is received from approved lenders of NH Housing.
The borrower's eligibility criteria include -
The below mentioned programs are for informational purposes only and may not be offered by Total Mortgage. We strive to provide comprehensive information about various mortgage assistance options available in the market. Eligibility requirements and program availability vary depending on your location, income, and loan type. We recommend you contact a Total Mortgage Loan Officer directly for details on qualification and enrollment. Check your eligibility(app.totalmortgage.com/apply?utm_source=assistance-programs)
Inclusion of a program on this website does not constitute an endorsement by Total Mortgage and does not guarantee your eligibility or approval for the program.
This NH Housing mortgage program allows you to take FHA, USDA, and VA loans with down payment assistance NH and closing costs. It is offered as a second mortgage, and if the homeowner does not sell the home, refinance the primary mortgage, or, in case of bankruptcy, the loan can be forgiven after five years. Else, repayment is a must. The loan can be availed by first-time borrowers and homeowners who own a property. At least a credit score of 620 is required.
This conventional home loan program offers up to 97% financing. Homebuyers can receive forgivable assistance for closing costs and down payments. If the homebuyer earns less than 80% of AMI (Area Median Income), they can get reduced mortgage insurance rates. Buyers need to have a credit score of more than 620. First-time home buyers in New Hampshire must complete a homebuyer education course
Applicants must have a credit score of more than 580 to take advantage of NH FHA mortgage loans. The Federal Housing Administration offers the loans and has a minimum down payment of 3.5%.
One of the best programs for down payment assistance NH. It is meant for applicants planning to buy a home in rural New Hampshire.
Inclusion of a program on this website does not constitute an endorsement by Total Mortgage and does not guarantee your eligibility or approval for the program.
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