Thomas J. Bepko III

Thomas J. Bepko III

Executive Vice President of Sales NMLS #202157

4.91
180 reviews

In 2003, I began my mortgage career in San Francisco, California after serving in the United States Army.

Over the next several years, I developed a skill and passion for helping people purchase homes with the best financing plan possible.    

Then in 2012, I joined Total Mortgage as a loan officer and quickly excelled there, playing a key role in opening their first true retail branch in Fairfield, CT.

My high-energy work style and dedication to my clients continued to serve me well, leading me to my current role as Executive Vice President of Sales. 

With over a dozen outside branches and many more loan officers under my wing, I take great pride in making sure everyone has the support needed to thrive in today’s ever-changing mortgage industry.  

If you’re a loan officer who is thinking about making a move to somewhere better, please don’t hesitate to reach out; I am always looking for new talent to bring onboard and would be happy to discuss the details with you. 

What my clients say

Exceptional service! We were guided through each step and response to our inquiries were prompt!

Cresida R.

thelenderlist

Thomas and his team at Total Mortgage were incredibly personable and attentive. From the moment I was introduced to them, they made sure I had all the information I needed to make my home-buying dream a reality. I would definitely recommend Thomas and his team to others, and I’d be happy to work with them again in the future.

Tamoy T.

zillow

The service was great with Thomas and his group. I’m very pleased and I’m looking forward to doing more business with them in the future. I absolutely would recommend them 100%.

Richard H.

thelenderlist

Thomas and the Total Mortgage team worked tirelessly to help me close on time. Communication was great and I could not be more appreciative of their help and guidance, especially as a first-time buyer!

Zach M.

zillow

TJ was the best throughout the process. Answered all of my questions and was very responsive. Very educated in the space and helped me think through ideas.

John P.

encompass

Thomas's expertise in his field allowed me to calmly go through the home buying experience with knowledge and joy. Highly recommend.

Tracy H.

encompass

Easy process

Erik H.

encompass

Thomas is extremely personable and approachable when it comes to helping his clients. The pre approval process was very quick and he helped explain the numbers and options I had in order to allow me to fully understand every aspect of my purchase. Definitely recommend him!

Sydney W.

zillow

I recently purchased a house and used total mortgage as my lender. Thomas Bepko took care of everything. He talked me through each process. I am a first time buyer so of course I was nervous..he put my mind at ease at every turn. I would recommend Thomas for first timers or seasoned buyers he crosses all the t's and dots all the i's. 5 stars for sure 💪

Tracy H.

zillow

He's awesome !

Christina W.

encompass

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Have a question?

tbepko@totalmortgage.com

(808) 780-6572