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Thomas J. Bepko III photo
Thomas J. Bepko III photo

Thomas J. Bepko III

Executive Vice President of Sales | Fairfield, CT

NMLS# 202157

email [email protected] C : (808) 780-6572 O: (800) 359-1996 x-462 | F : (203) 783-5675


about me

In 2003, I began my mortgage career in San Francisco, California after serving in the United States Army.

Over the next several years, I developed a skill and passion for helping people purchase homes with the best financing plan possible.    

Then in 2012, I joined Total Mortgage as a loan officer and quickly excelled there, playing a key role in opening their first true retail branch in Fairfield, CT.

My high-energy work style and dedication to my clients continued to serve me well, leading me to my current role as Executive Vice President of Sales. 

With over a dozen outside branches and many more loan officers under my wing, I take great pride in making sure everyone has the support needed to thrive in today’s ever-changing mortgage industry.  

If you’re a loan officer who is thinking about making a move to somewhere better, please don’t hesitate to reach out; I am always looking for new talent to bring onboard and would be happy to discuss the details with you. 

client testimonials

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I will recommend Thomas to everyone I know that needs a home loan. It was a pleasure to work with him. He was always ready to answer any questions that I might have.

Pierre M Dupuy

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TJ was always on top of everything, ensuring the process is quick and easy. Available at all times and answered any questions I had. Super friendly and has a great team working with him.

Phothirajdarren

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Thomas was with us every step of the way!!

Christopher Heaney

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He was with us every step of the way....

Jennifer Tsuyuki

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Couldn’t have asked for a better experience as a first time buyer. Incredible people, that clearly care and do whatever it takes to make the experience as smooth and enjoyable as possible. They have found a customer for life.

Dimitri Papaevagelou

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Great communication and simple explanation of the process. Always kept me up to date of any needs or documents required. My 2nd time with Thomas at Total Mortgage . 2 great experiences

Patrick Perino

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Thomas is such a great person and uplifting personality. He’s very informative and always looking out for best interest of us as a client. He’s truly incredible

Joseph John Bonauito III

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Thomas made everything effortless and understandable .

Karl Wayne Campbell

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The staff and the easy process

Macmounty Lauro Tavares

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about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

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