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Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Making home possible.
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Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units
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Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
As a first-time homebuyer, I couldn't have asked for a better mortgage broker than Kevin Richardi and his team. From start to finish, they made what could have been a stressful process incredibly smooth and easy to navigate. Kevin and his team were consistently responsive, patient, and willing to answer every question I had along the way. They took the time to explain each step of the process, which gave me confidence and peace of mind throughout my home-buying journey. One of the things I appreciated most was their easy-to-use online portal, which made uploading documents, tracking progress, and staying organized simple and convenient. Communication was excellent, and I always felt like a priority. Kevin and his team worked hard to ensure everything stayed on track and were proactive in addressing any issues before they became problems. Their professionalism, expertise, and dedication made a huge difference. I highly recommend Kevin Richardi and his team to anyone looking for a mortgage broker, especially first-time homebuyers. They truly made the experience enjoyable and helped turn my dream of homeownership into a reality.
- Dominic P.
Kevin R.
I had a wonderful experience with Total Mortgage when I first started my journey as a first-time home buyer. The Peach team did an amazing job helping me going through the loan process. They were also very tentative and helpful when I had questions. The Peach team went above and beyond my expectations and I would recommend for those who are first time buyers to use their services. Also, I would like to give a special thank you to Wyatt Angiulo, who has been with me throughout this journey and will forever be grateful for helping me achieve my dream home.
- Andres F.
Denise P.
We had an incredible experience working with (KEVIN RICHARDI) and his team at [TOTAL MORTGAGE ]. As first-time homebuyers, we were completely new to the process. [JASON MYATT ] was patient, knowledgeable, and went above and beyond to ensure everything was done before our deadline. They got us a great rate and made a normally stressful process incredibly smooth. Highly recommend!"
- Mehmood S.
Kevin R.
Buyer toolsjust for you
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