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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units
We're in your neighborhood.
We are licensed in over 47 states and territories with over 64 branches – wherever you are, we have an expert for you!
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Not sure where to start?
You're not alone, and that's why we're here. Check out our FAQs and let the experts guide you forward.
Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
I have been looking to purchase a house for the past couple of years. After contacting James Khoury, he made the process to apply and purchase a property such a smooth transaction. He was also very competent and knowledgeable. I cannot thank him enough and will refer and do business with him in the future. George raad
- Fady R.
James K.
Wyatt was awesome went above and beyond
- Marisol O.
Denise P.
As a first-time home buyer, my fiance and I had no idea what to expect and had a ton of questions throughout the process. Shane made everything so much easier than I thought it would be. He always took the time to explain things in a way that actually made sense and was incredibly responsive whenever we had questions or concerns. Buying a home can feel overwhelming, but Shane made the process feel manageable and much less stressful. He genuinely cared about helping us and never made us feel like just another client. We’re incredibly grateful for all of his hard work helping us get into our first home, and I would highly recommend him to anyone looking to buy a house.
- Jon R.
Shane H.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
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