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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Our Story
Learn more about our mission to provide local lending expertise at the national level.
Why join Total Mortgage?
From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.
Community Foundation
A 501(c)(3) nonprofit by Total Mortgage supporting local youth and families through fundraising and community service.
Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units
We're in your neighborhood.
We are licensed in over 47 states and territories with over 66 branches – wherever you are, we have an expert for you!
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Not sure where to start?
You're not alone, and that's why we're here. Check out our FAQs and let the experts guide you forward.
Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
Buying a home is never easy and usually stressful. Fortunately, I had Louisa Bailey in my corner again to help guide me through the sometimes very confusing process of buying. Louisa is the consummate professional in her field. Any question or concerns I had were always promptly addressed by her. Whether email or phone call she would always get back to me quickly and have the question answered and issue resolved immediately. She made a very stressful time in my life much easier! I have worked with Louisa before and her knowledge and skills of the market and buying process has always been second to none! If you are looking for a lender I can’t recommend Louisa enough. She treated me like a valued family member and that’s truly what I needed!! Thank you for all of your hard work in my behalf, Louisa!
- John B.
Louisa B.
Jeff was great to work with and helped me through the whole process. He kept me updated, answered my questions and made everything easier to understand. I really appreciated all the help and would definitely recommend him to anyone looking to buy a home.
- Reginald F.
Jeff S.
Working with Matt was terrific, from start to end. He's extremely communicative throughout the process, and with his help the entire process of buying a house felt smooth. There were no hiccups from start to finish, and we would recommend working with Matt!
- Neville C.
Matthew T.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
Crunch the numbers
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