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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units
We're in your neighborhood.
We are licensed in over 47 states and territories with over 63 branches – wherever you are, we have an expert for you!
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Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
I’ve had the pleasure of working with Matt twice. Matt has exceeded our expectations. From start to finish, he was knowledgeable, responsive, and incredibly supportive throughout the loan approval process. He took the time to explain every step, answered all of our questions promptly, and made what can often be a stressful process feel smooth and manageable. His dedication, professionalism, and commitment to finding the best solution for our family gave us confidence every step of the way. Having now worked with him twice, I can confidently say he is someone you can trust. If you're looking for a lender who genuinely cares about his clients and works hard to help them achieve their homeownership goals, I highly recommend him.
- Kelbelin P.
Matthew T.
Working with Zachary Mourad was an outstanding experience from start to finish. He was knowledgeable, responsive, and took the time to explain every step of the mortgage process, making what could have been a stressful experience feel smooth and manageable. He was always available to answer our questions and kept us informed throughout the entire journey. We truly appreciate his dedication and guidance, and highly recommend him to anyone looking for a trustworthy and reliable mortgage lender.
- Julia W.
Zachary M.
Richard and his team at Total Mortgage are WONDERFUL. Couldn't have had a more positive experience. 3rd (at least) mortgage obtained with them-- will never change. Thank you!
- Jamey B.
Richard B.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
Crunch the numbers
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