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Purchase Rates
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Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
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Our Story
Learn more about our mission to provide local lending expertise at the national level.
Why join Total Mortgage?
From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.
Community Foundation
A 501(c)(3) nonprofit by Total Mortgage supporting local youth and families through fundraising and community service.
Making home possible.
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Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units
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Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
(Translated by Google) I want to express my sincerest gratitude to Débora Valdez, who provided us with truly extraordinary service throughout our entire process with the bank when buying our first home. From the very first moment, she was incredibly professional, kind, patient, and dedicated. She was always attentive to our needs, answered our questions with great clarity, and guided us every step of the way, making what could have been a complicated process feel much easier and more stress-free. It's clear when someone truly loves what they do and cares about their clients. Débora did much more than simply help us with paperwork; she made us feel supported, heard, and in good hands. We are deeply grateful for all her hard work, dedication, and excellent service. Without a doubt, we recommend Débora 100%. Thank you so much for everything! ❤️👏 (Original) Quiero expresar mi más sincero agradecimiento a Débora, Valdez, quien nos brindó una atención verdaderamente extraordinaria durante todo nuestro proceso con el banco en la compra de nuestra primera casa. Desde el primer momento fue muy profesional, amable, paciente y comprometida. Siempre estuvo pendiente de nosotros, respondió nuestras preguntas con mucha claridad y nos acompañó en cada paso, haciendo que un proceso que podía ser complicado se sintiera mucho más fácil y tranquilo. Se nota cuando una persona realmente ama lo que hace y se preocupa por sus clientes. Débora hizo mucho más que simplemente ayudarnos con un trámite; nos hizo sentir apoyados, escuchados y en buenas manos. Estamos profundamente agradecidos por todo su trabajo, dedicación y excelente servicio. Sin duda alguna, recomendamos a Débora al 100%. ¡Muchas gracias por todo! ❤️👏
- Monica S.
Debora V.
This is my second time working with Tim and somehow he's gotten better, this was streamlined and Tim kept me updated and informed all throughout the process. Returned calls and e-mails in a timely manner and gave me all the necessary information that i could use so as to make a decision.
- Anthony S.
Tim D.
Zach was great. Fast to respond. Answered all questions when needed. Overall loan process was efficient. Nothing bad to say here ! Thank you Zach! Would recommend to anyone!
- Teddy G.
Zach C.
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