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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Our Story
Learn more about our mission to provide local lending expertise at the national level.
Why join Total Mortgage?
From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.
Community Foundation
A 501(c)(3) nonprofit by Total Mortgage supporting local youth and families through fundraising and community service.
Making home possible.
Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
$15.5B+
Closed Loan Volume
30,469
First-Time Homebuyers
52,496
Closed Units
We're in your neighborhood.
We are licensed in over 47 states and territories with over 65 branches – wherever you are, we have an expert for you!
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Not sure where to start?
You're not alone, and that's why we're here. Check out our FAQs and let the experts guide you forward.
Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
This is the place for you if you want to get things done in a timely fashion! I've played around for months working with other companies to close and Total stepped up and did it in 2 weeks! Congratulations to me!
- David L.
Eric K.
From the moment we met Shane—which was the last minute before offering on our home—he went above and beyond to support us through our home purchase. Shane took time out of his 1st wedding anniversary picnic to introduce himself to us and walk us through the pre-approval process. He was available for us 24/7 for our many questions and explained everything about our mortgage process in a respectful and approachable method so we felt comfortable with each step as we moved toward closing. He worked with us closely to get a great rate while meeting our monthly payment comfortability. I would use Shane for every home purchase and recommend him to all of my friends and family. He is reliable, knowledgable, and genuine. We couldn't imagine navigating our first home purchase without his expertise and guidance. 10/10! We are lucky to have made a life-long partner in real estate as well as a friend.
- William F.
Shane H.
Mark has been very helpful. He has guided us all throughout the loan process. He was very patient in answering all our queries. Mark also updates us on milestones that we have achieved during the process.
- Maria C.
Mark A L.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
Crunch the numbers
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