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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today's options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
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Crunch the numbers
Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
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We are licensed in over 47 states and territories with over 63 branches – wherever you are, we have an expert for you!
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Frequently Asked QuestionsTestimonials
What clients are saying
From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.
Bill was very responsive and very thorough in his explanations throughout the entire mortgage approval process. I was able to secure a very good rate, I would 100% work with Total Mortgage in the future!
- Shane Q.
Bill G.
Nick was great from the very start until closing! Pushed needed information in a timely manner.He got me the best rate! Highly recommend Nuck and Total Motrgages!
- Christopher C.
Nicolas F.
After speaking with six different lenders, I kept being told the same thing — that I needed to sell my vehicle in order to qualify for my home loan. I had already closed on my previous home and felt like I was left in a very stressful and uncertain situation. Then I connected with the team at Total Mortgage, and everything changed. Instead of telling me what couldn’t be done, they took the time to look at the full picture, work the numbers, and find a solution. Their knowledge, communication, and ability to structure the loan made all the difference. The most impressive part? We received Clear to Close in just FOUR days. That kind of turnaround is almost unheard of. Because of their expertise, I was able to move forward with my home purchase without having to sell my BMW X5 M50i, something several other lenders said was impossible. If you want a lender who truly understands how to solve complex situations and works hard for their clients, I highly recommend the team at Total Mortgage. They don’t just process loans — they find solutions. 🏡✨ You’re forever on my speed dial for my clients!!! Thanks Darren!!!
- Amy M.
George S.
Buyer toolsjust for you
Calculate payments, estimate your budget, and determine refinance savings in seconds.
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