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Making home possible.

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Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.

Mortgage Calculator

Our Commitment

Helping you find the perfect mortgage for your dream home

Our mission is to make the mortgage process simpler for homebuyers

$15.5B+

Closed Loan Volume


30,469

First-Time Homebuyers


52,496

Closed Units

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We're in your neighborhood.

We are licensed in over 47 states and territories with over 65 branches – wherever you are, we have an expert for you!

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You're not alone, and that's why we're here. Check out our FAQs and let the experts guide you forward.

Frequently Asked Questions

Testimonials

What clients are saying

From first-time buyers to seasoned homeowners, see how we've made a difference for clients just like you.

Working with Nick Caparosa and the entire Total Mortgage team was an excellent experience from beginning to end. As a first-time homebuyer, I had many questions throughout the process, and everyone was patient, responsive, and always willing to explain each step clearly. Nick and his team kept me informed, addressed my concerns promptly, and worked hard to make sure everything moved forward smoothly through closing. Buying a home can be stressful, but their professionalism, knowledge, and dedication gave me confidence throughout the entire journey. I truly felt that they cared about helping my family and me achieve our dream of becoming homeowners. I’m extremely grateful for all their guidance and support, and I highly recommend Nick Caparosa and the entire Total Mortgage team to anyone looking for a trustworthy, dependable, and professional mortgage team.

- Medardo U.Borrower verified checkmark

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Nick C.

If your looking for a lender who is genuine, professional, punctual, and knowledgeable about his expertise then look no further you have hit the jack pot! You cannot go wrong working with Shane and his team! They all were more than satisfactory in their work. My family and I could not have had a better experience! Thank you all for everything, you were ALL so courteous, attentive and paid very close attention to detail as to make the process smooth and transparent. Shane is someone you can ALWAYS COUNT ON, ESPECIALLY WHEN YOU NEED HIM MOST! And his responsiveness is untouchable. That’s one of the many reasons that separates him from the rest, making him stand out as the BEST!

- Maria V.Borrower verified checkmark

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Shane H.

If you’re looking for a professional and knowledgeable mortgage officer, Charlie is your man. I’ve done two purchases and a few refis with him and he was able to get me the best deal. When it doubt call Charlie Masse. He will make it happen!

- Cynthia L.Borrower verified checkmark

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Charlie M.

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