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Get a snapshot of today’s mortgage rates and see how they could impact your financing plans.

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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.

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Rates

Today's Rates

Get a snapshot of today’s mortgage rates and see how they could impact your financing plans.

Find My Rate

Get a custom rate estimate in minutes. No guesswork, just real numbers.

Rates Header Image

Calculators

Apply Now

Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.

Mortgage Calculator

Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.

Customers

Make A Payment

Need to make a payment? We make it easy to manage your mortgage anytime, anywhere.

Apply Now

Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.

Lower My Payment

Even small changes can lead to big savings. Discover ways to lower your monthly mortgage payment.

Customers Header Image
(203)908-5457Apply now
Rui Santos

Rui Santos

Mortgage Banker NMLS #2418884

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Cell Phone

203.908.5457

As a licensed mortgage banker with Total Mortgage, I am dedicated to providing the right solutions for all of your home-buying needs. Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, our goal is to help you consider all of your options regarding your home ownership dream and ensuring all of your needs are met along the way. Please contact me at 203-908-5457 and let's get started today!

Your local expert

Wherever you're located, I'm here to help.

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Mortgage rates today

The current 30-year fixed rate mortgage is as low as 6.375%. Get a personalized quote in just a few minutes.

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Above rates last updated December 13th 2025, 12:30pm EST.

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Have a question?

rsantos@totalmortgage.com

(203)908-5457