The ease of the whole process
about me
As a dedicated and compassionate loan officer, I bring a unique perspective to the field, rooted in my personal journey as a first-generation American. I have been born, raised, and currently live in Fairfield County, alongside my loving wife and son. My parents, both immigrants from Portugal, embarked on a courageous journey to this great country in search of a brighter future for themselves and their future children. I am eternally grateful for their unwavering determination to leave behind the only place they had ever known, arriving in a foreign land without fluency in the language, and possessing nothing but the clothes on their backs and an unshakable resolve to build a new life.
Their determination and tireless work ethic served as an enduring example, inspiring me to pursue my own dreams and passions. They managed to carve out a fulfilling life for themselves, raising my brother and me while also enjoying the well-deserved fruits of their labor in retirement, including the joy of grandchildren.
Abraham Lincoln once shared a profound insight when a reporter asked him, "What is the one thing you wish you could have given your children?" Lincoln's response was, "The one thing I wish I could have given my children would be to experience the trials and tribulations I experienced, which made me the man I am today."
Growing up as a first-generation American, I became intimately acquainted with these trials and tribulations. At the age of 15, I began my full-time work journey, driven by a desire to save money for my first car. Remarkably, that work ethic has remained a constant in my life. I even took on the challenge of balancing two jobs while pursuing my college education, graduating with a degree in Finance.
Today, I have the privilege of dedicating many hours to a career that I wholeheartedly love – helping people make informed and intelligent decisions about mortgage financing. My unique background has instilled in me a deep appreciation for hard work, perseverance, and the value of financial knowledge. I am committed to using my experiences and expertise to assist you in achieving your homeownership goals and securing your financial future. With me as your loan officer, you can count on a partner who understands the importance of intelligent financial choices and who is dedicated to helping you navigate the world of mortgage financing with care and professionalism.
client testimonials
Manny was always available to provide us with the information and assistance that we needed to enable a problem-free and expedient purchase of our new home.
The experience I had was an excellent experience, they got me my home within a month. I love that everyone worked as a team, everyone was on top of everything I loved it. Thank you again Manny.
Very helpful. Great to communicate with.
Willing to work to find a good rate and good communication and very accessible.
Made the process easy
The entire process could not have been any better. Manny takes the time to explain things and is always available.
Everything went smoothly and had no trouble with anything through out the process. Any questions I had were always answered prompty and quickly.
He was very helpful and knowledgeable.
Promptly answering questions via call and email. Clear instructions on the next steps and watch-outs. Demonstrate professional manner and a true team player leading an agile team.
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Calculate payments, estimate your budget, and determine refinance savings in seconds.
Focus on the move, not the mortgage.
Greenlight your loan, and close in 21 days.*
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about total mortgage
At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.
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