;
Kristin Polacik photo
Kristin Polacik photo

Kristin Polacik

Mortgage Banker | Shelton, CT

NMLS# 1536535

email [email protected] C : (203) 521-2251


about me

As a licensed mortgage banker with Total Mortgage, I am dedicated to providing the right solutions for all of your home-buying needs. Whether you’re a first-time buyer or a seasoned investor, my team is ready to assist and answer any questions along the way. We pride ourselves on being your local mortgage experts, which means we offer a personalized experience that other lenders can’t. We’ll sit down, address your specific needs, and create a financing plan to help you reach your goals as fast as possible. So don’t wait – give me a call today!

client testimonials

quotes

Kristin was always responsive and straightforward about the process. She made sure my wife and I were prepared for the process of obtaining our first home. The exact person I would want helping anyone new or experienced in home buying.

Stephan I Braye

quotes

Kristin is incredibly responsive and helpful. We felt like she became a family friend through the whole process. Kristin got us through the finish line in record time. She was available to help us beyond the call of duty. Truly amazing performance on her part.

Herve Olivier Hamon

quotes

Kristin has all the qualities to guide a client through what can be a complex process to obtain mortgage financing. She is a professional at its best, but also relatable, caring and sympathetic to the layperson's understanding (or lack thereof) of current regulations impacting underwriting and loan approvals. One of Kristin's key attributes, which we felt from the very start, was her responsiveness. Questions were answered quickly, and guidance and support were ever-present. At one point, a bank account document was required by underwriting in a very specific format. When a senior bank manager was unable to produce such during my personal visit, Kristin persevered with me online to generate exactly what was needed. There were also welcomed, encouraging words along the way; final approval of our mortgage was taking a bit longer than expected, but Kristin was there to remind us of our strong qualifications and that a dose of patience was necessary to get through "the system." As a final note, due to our high regard and the confidence we had in Kristin, we referred her to our daughter who was selling her condo and looking for a new home. Ultimately, her "dream" place was in another state at a price where she no longer required a mortgage. Till that point, though, Kristin's personal attentions and qualities became very apparent to our daughter, as well.

Read More

Marlene Loper

quotes

Kristin was amazing! She answered all of my questions thoroughly and really helped me understand the mortgage process.

Samantha Marie Ruskay

quotes

Kristin was very supportive and walked me through each step of the mortgage process.

Erika Alexander

quotes

Turnaround time, follow up, professionalism, speed to close

Andrea H Passarelli aka Andre

quotes

Kristin is very knowledgeable and communicated that knowledge so clearly and effectively. She was extremely responsive whenever I reached out, to the point of it being above and beyond any expectations I had. She is also filled with a compassion for my family's needs and was committed to helping us find the assistance we needed throughout this whole process. I cannot speak highly enough of Kristin.

Read More

Anna Michal Eveland

quotes

Kristin was a pleasure to work with. It was my first time purchasing a home, all my questions were answered in a timely manner and she was lovely to work with. Thank you so much kristin!

Priscilla Moscatelli

quotes

We both love 💕 her such much and we thank her for the hard work 😓 into us bless us to get what we want fo a very long time Great job 👏 Love from Yvonne and Joesph Powell❤️

Yvonne Powell

quotes

Kristen was very kind and helpful to the whole process of getting a house. She was very patient with us and was very fast when we needed information and explain things very well for First homebuyers. From the bottom of my heart, we really appreciate her. She was instrumental in the process of getting our family. It’s first home.

David Jones Jr

crunch the numbers

Calculate payments, estimate your budget, and determine refinance savings in seconds.

Greenlight

Focus on the move, not the mortgage.

Greenlight your loan, and close in 21 days.*

Learn more

*Terms and conditions apply. For complete details click here

about total mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

Licensed State
Not Licensed State

start your mortgage process today

Apply Now

ask a question

Total Gives Back Giveaway Logo