Joey did an amazing job explaining all of my options and keeping me informed throughout the process . He was a great support system and is very knowledgeable about the mortgaging process.
About Me
As a licensed mortgage banker with Total Mortgage, I am dedicated to providing the right solutions for all of your home buying needs. Whether you’re a first-time buyer or a seasoned investor, my team is ready to assist and answer any questions along the way. We pride ourselves on being your local mortgage experts, which means we offer a personalized experience that other lenders can’t. We’ll sit down, address your specific needs, and create a financing plan to help you reach your goals as fast as possible. So don’t wait – give me a call today!
About Total Mortgage
At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.
Client Testimonials
What My Clients Say
Joey and his team were phenomenal. They answered all my question knowledably and provided clear instructions/guidance every step of the way. Joey was professional and supportive through out the entire process. He's a true assest to the team. I can't thank him enough.
Every aspect of this process was amazing thanks to Joseph
I can’t thank Joseph DeFrancisco and the Total Mortgage team enough for everything they did to help me with my home purchase. From the very first conversation to the final approval, they were with me every step of the way. Joseph was so patient and thorough, always taking the time to walk me through the numbers and the process. No matter how many properties I sent his way, he was quick to run the numbers and get back to me—always with a detailed, clear explanation. What really stood out was how easy they made communication. Whether it was an email or a phone call, Joseph was always responsive and made sure I was never left in the dark. It was clear they genuinely cared about finding the best mortgage solution for me, and I really appreciated how transparent and efficient they were. I felt completely supported throughout the process, and it made a world of difference. I’m so thankful for all their hard work!
they do excellent job thank you
Joseph walked us through every step with clear communication, understanding and most importantly, patience! He definitely made our first time homebuying process a wonderful experience! We would highly recommend him to anyone that is looking to purchase!
Overall, my experience with Joey was exceptional! His dedication and commitment made my home-buying journey smooth and enjoyable. I would highly recommend Joey to anyone looking to purchase a home.
Joseph explained the process every step of the way. He went the extra mile to help me achieve my goal. I was not a million dollars contract customer but I was treated as if I were. As a first Homebuyer, I was privileged to have one of the best mortgage officers in the business. He is totally committed to his clients and that's what is needed to make the experience a pleasant one. Thank you Joseph
Joseph was excellent in thoroughly explaining the different types of loans and loan programs to me as a first time home buyer he really spelled it all out for me and was always responsive throughout the entire process of securing a loan. He even showed up to my closing. I would definitely recommend him for anyone shopping for their new home or investment property.
Great communication, fast response, very informative, great team
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