Don Luth

Don Luth

Senior Mortgage Loan Originator NMLS #134635

5.00
78 reviews

Don is a true veteran of the mortgage industry with more than 30 years of experience. His unique blend of financial expertise and consistent desire to satisfy his client's specific financing needs add up to a premium customer service experience.

His product knowledge and dedication to quality service has earned him a vast referral base of clients throughout the tri-state area, ranging from first time home buyers to national sports and celebrity figures.

Meeting the needs of clients who are self-employed is his specialty. According to Don, nothing provides more self-satisfaction than exceeding clients expectation on quality of service. An avid UConn Huskies fan, Don resides in Brookfield with his family.

What my clients say

Provided clear explanations of the reverse mortgage process.

Ann M.

encompass

Don was amazing start to finish. We continue to use him time and time again because his wealth of knowledge, sage advice and trustwortiness is invaluable. He made himself available for any questions anytime and went above and beyond to help us. We will be forever grateful . Thank you Don!

Lauren K.

encompass

He always makes the process so seamless and transparent. he treats The relationship as a true partnership and not only provides valuable advice but really invest in make sure I feel like I have all the information I need to make an infomed decision - he has a wealth of knowledge that he doesn't hold to himself and there is no other person I would go to for lending - incredible service and incredible insight and wouldn't be able to accomplish what I want to accomplish without him

Chris K.

encompass

Sun makes the entire experience seamless and smooth. He is always a pleasure to work with.

Rosalie M.

encompass

From Start to finish everything was excellent with Don. He made the process the entire process easy and understandable. The legal team and title company were very nice, explained everything and it was quick and painless.

Marcanthony A.

encompass

Don went out of his way on helping me get my reverse mortgage. He thorough explained everything to me and was very diligent in following up and following through. He did a fantastic job and I will happily recommend him to anyone seeking a mortgage or refi.

Amanda A.

encompass

The transparency and efficiency in the process

Salvatore A.

encompass

Don made it great. He was always available whether through text or call. Explained things thoroughly and helped us a great deal. He was a pleasure to work with.

Kathryn A.

encompass

Detail and attention

Claire K.

encompass

Excellent follow up

Stephen K.

encompass

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Mortgage rates today

The current 30-year fixed rate mortgage is as low as 6.375%. Get a personalized quote in just a few minutes.

Above rates last updated December 13th 2025, 12:30pm EST.

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Have a question?

dluth@totalmortgage.com

(646) 483-3956