Desmond Ladd

Desmond Ladd

Mortgage Banker NMLS #103696

5.00
1 reviews

As a licensed mortgage banker with Total Mortgage, I am dedicated to providing the right solutions for all of your home-buying needs. Whether you’re a first-time buyer or a seasoned investor, my team is ready to assist and answer any questions along the way. We pride ourselves on being your local mortgage experts, which means we offer a personalized experience that other lenders can’t. We’ll sit down, address your specific needs, and create a financing plan to help you reach your goals as fast as possible. So don’t wait – give me a call today!

What my clients say

Desmond Ladd was extremely helpful and answered all of my questions. He was kind and understanding to my situation and went above and beyond to help me make it work! I am truly grateful to Desmond for everything he did for me. Sincerely Caren Lombardi

Caren L.

encompass

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The current 30-year fixed rate mortgage is as low as 6.375%. Get a personalized quote in just a few minutes.

Above rates last updated December 13th 2025, 12:30pm EST.

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Have a question?

dladd@totalmortgage.com

(203) 233 4857