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VP, Mortgage Banker | Vero Beach, FL
Every day, Denise Panza wakes up with the following goals: to operate with integrity, devote herself to her family, friends, and clients, and operate with equality for all in need of her services.
Denise is honored to hold the title of “mom” to her amazing children and Senior Mortgage Banker at Total Mortgage. To add to that, she’s been referred to others across the country, is licensed in numerous states, and is honored to be working in her field for over 27 years!
She delights in her son’s incredible work as a designer, part-time model, and full-time skateboarder and her daughter’s outstanding talents and compassion for others. She’ll be starting college in Florida in the fall to study psychology.
Denise is a graduate of Northeastern University, where she majored in education and now utilizes her teaching skills to inform homebuyers about the financing process! As a true professional in her field, Denise continues to be highly referred by her clients.
At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.
Client Testimonials
Denise is extremely efficient and communicative . Not only does she know her job but she truly cares about the families shes working with and works to ensure they are getting the best deal to secure their dream homes. She is patient and polite. Should she need to remind you of a document needed (which I needed often) she does so with such poise and warmth. My first home buying experience was a nightmare but with Denise this was a breeze.
Denise worked hard during the time this closing took. She was always available and ready to answer all my questions and concerns. She rocked!
If it was not for Denise I wouldn't have been able to close on my house. Not only did Denise help me under the process better but also advocated for me to be in our house as soon as possible. I could not be more thankful for ALL she has done and for making my first time buying a home a little less complicated!
I recently worked with Denise for my mortgage needs, and I couldn't be happier with the service I received. Denise was incredibly knowledgeable, patient, and always available to answer any questions I had throughout the process. They made what can often be a stressful experience feel smooth and manageable. I highly recommend Denise to anyone looking for a reliable and professional mortgage agent.
Denise and her team were available to answer any question or concern that came up. They were very attentive and made sure that I understood what was happening with my loan every step of the way. Their professionalism insured that I felt confident with my choice to use Total Mortgage.
Amazing! Easy! Pleasant!
Denise is truly a magical person. She made this process absolutely seamless. Every detail was taken care of and every single step of the process was easy and straightforward. Our real estate team was blown away by how fast and thorough Denise was! We got our dream home and cannot thank Denise and her team enough for all of their hard work to make this a possibility! I cannot recommend her enough!!!
Denise was AMAZING! She made sure to always keep us updated and was very responsive when we had any questions. She is extremely knowledgeable and efficent! We will be using her again in the future for any other purchases.
Denise worked hard to find me a loan that fit my needs She communicated well even when on vacation and late in the evening. She was very pleasant and was able to do for me what other lenders said they could not! She Is very responsive and advocates for your cause I am very thankful!
Denise was literally there for me every step of the way during the application process. The customer service that I experienced with Denise was unparallel!! 5 stars from start to finish! If it wasn't for Denise , I would not of been approved for my mortgage. I am forever grateful for her and her services. This is a women I have never met in person, but made me feel like family the entire time that we worked together. I would highly recommend Denise for all of your mortgage needs ! I can never thank you enough D!
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2907 Ocean Drive, - Vero Beach, FL 32963
Branch NMLS: #1994786
Banker NMLS: #16446
