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Rates

Today's Rates

Get a snapshot of today’s mortgage rates and see how they could impact your financing plans.

Find My Rate

Get a custom rate estimate in minutes. No guesswork, just real numbers.

Rates Header Image

Customers

Make A Payment

Need to make a payment? We make it easy to manage your mortgage anytime, anywhere.

Apply Now

Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.

Lower My Payment

Even small changes can lead to big savings. Discover ways to lower your monthly mortgage payment.

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(860) 460-7221Get Pre-Qualified
Anne Ogden

Anne Ogden

Senior Mortgage Banker NMLS #523291

4.80
18 reviews
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Cell Phone

860.460.7221

Let me help you finance the home of your dreams.

I’ve been in the banking industry since 1981. Helping borrowers find the right loan for their unique situation is my specialty. Whatever questions you have, I’m here to answer them and guide you through the process.

I’m just as dedicated to helping others outside of work. I’ve been a member of the Waterford Board of Education since 2001. Plus, I'm currently the Waterford Rotary Co-President and volunteer monthly for Habitat for Humanity.

If I’m not at the office, you’ll find me at a town function in Waterford or New London with my camera in hand.

What my clients say

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Anne was always available to answer all of my questions. She used email and phone calls effectively. She was very attentive and kind to my needs as a first time home buyer.

Mareesa G.

encompass

Anne guided us gracefully into a mortgage we could work with. She was always willing to take a call or answer a text. I found myself feeling more cared for and respected than in previous home hunting moments. We are so grateful to have worked with Anne Ogden.

James M.

encompass

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Mortgage rates today

The current 30-year fixed rate mortgage is as low as 6.375%. Get a personalized quote in just a few minutes.

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Above rates last updated December 13th 2025, 12:30pm EST.

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Have a question?

aogden@totalmortgage.com

(860) 460-7221