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Making homepossible!

Making
homepossible!

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Crunch the Numbers

Calculate payments, estimate your budget, and determine refinance savings in seconds.

Find the Perfect Mortgage for Your Dream Home

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Find a loan that fits your needs

Find the right loan with ease. We offer FHA, VA, and conventional loans. Get clear explanations and benefits for each. Estimate your monthly payment with our mortgage calculator tool.

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Dream Home Budget? We Got You

Our pre-qualification process is quick and easy. Simply provide some basic information, and we'll help you determine how much you can borrow.

Calculate
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Save Big, Refinance Now!

Thinking of refinancing? Our team can help you explore your options and find the best solution to save you money on your mortgage.

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Over the past 10 years, we have delivered

Closed Loan Volume

$15.5B+

Closed Units

52,496

First-time Homebuyers

30,469

Map

Est. 1997

27 years

Branches

58

Licensed States & Territories

46

Discover Your Dream Home with Our Simple Mortgage Application Process

Apply for a Mortgage hassle-free with our Step-by-Step Guide

Our mortgage application process is designed to be easy and efficient, ensuring a smooth experience for our customers.

Apply

Get Pre-Qualified and Start Your Homebuying Journey Today

Our pre-qualification process helps you understand your mortgage options and get a head start on finding your dream home.

Start

Refinance Your Mortgage with Ease and Save Money on Your Monthly Payments

Our refinancing process is designed to help you secure a better interest rate and reduce your monthly mortgage payments.

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EXPERIENCED

Our Story: Building Dreams Together

At Total Mortgage, we are dedicated to helping you find the perfect mortgage for your dream home. With our team of experts and a wide range of loan options, we make the homebuying process easy and stress-free.

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James McNiff Jr

"James went above and beyond to ensure that we received the most informative and prompt service. During a process that is categorically complicated, confusing, time-consuming, and stressful, James and his team made it as seamless and simple as possible and were thoughtful and professional every step of the way. We feel lucky to have had James on our team and we would recommend him and Total Mortgage to anyone going through the home buying process!"

Cristina P.

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Contact Us

Have questions? We're here to help. Contact us today.

Email

Send us an email

[email protected]
Phone

Call us for assistance

(800) 350-1996
Office
185 Plains Road 3rd Floor
Milford, CT 06461
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Mortgage rates are volatile and subject to change without notice. All rates shown are for 30-day rate locks with two and a half points for a single family owner-occupied primary residence unless otherwise noted. The APR for adjustable rate mortgages (ARMs) is calculated using a loan amount of $417,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee and a $82 credit report fee. Some rates and fees may vary by state.* Products are subject to availability on a state-by-state basis. All interest rates listed are for qualified applicants with 750 or higher FICO and 80 LTV over a 30-year loan term except where otherwise noted and are subject to mortgage approval with full documentation of income. By refinancing your existing loan, your total finance charge may be higher over the life of the loan.

*Terms and Conditions Apply. For complete details click here.

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