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About Me

Shane was born and raised in Connecticut, splitting his time between our Branford CT and Leominster MA offices.  Due to of his many years of experience supporting the day-to-day business of top producers, Shane has an extensive knowledge base as he’s worked on hundreds of unique lending scenarios. This experience enables Shane to guide clients through a wide range of loan situations with confidence and expertise.

Shane stays well-informed about market trends and financing options, particularly those designed for first-time homebuyers and seasoned homeowners. He takes pride in delivering a smooth and rewarding home financing experience, prioritizing each client's success.

Outside of work, Shane enjoys spending quality time with family, friends, and his beloved dog, Duey. In his free time, you can often find him outdoors—whether playing golf, swimming, or hiking.

Shane is currently licensed in CT, MA, NH, NJ, FL and NJ(with more to come!)

Whatever your financing needs, Shane will help you find the solution!

 

 

About Total Mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

Client Testimonials

What My Clients Say

My fiance and I are so grateful for the amazing help we received from Shane! From the start of the process, Shane and his team were incredibly helpful in sorting out all of our financing needs and guiding us through every step of the loan process. When unexpected issues arose towards the end, he went above and beyond to address and resolve them quickly, ensuring everything stayed on track. Shane's professionalism, attention to detail, and commitment to making sure we were taken care of made all the difference. We truly appreciate all the hard work he put into helping us. We highly recommend Shane to anyone looking for a reliable, knowledgeable, and dedicated mortgage banker!

Shane works to find the best loan to suit you and gets everything done in a organized and timely way. Makes extra effort when things don't go as expected but makes sure everything is handled

Being a first time home buyer, I was unfamiliar with various aspects and terms in the process. Shane was available and responsive nearly 24/7 to talk to me and answer my many questions.

Shane was extremely helpful in guiding me through the entire process and answering any and all questions I had at any time of day. Really made my first home purchase a breeze.

Shane at total mortgage was the absolute best! He always got back quickly - nights, weekends, anytime, even around the holidays, because we found our home around Thanksgiving and closed around new years. I never expected it but it did not go unnoticed! We were first time home buyers, and he always explained things and helped us feel confident we were making the best decision for our loan! In addition, he was nice and friendly to us during the whole process, which made me feel very comfortable asking questions and reaching out, like we were just texting our friend Shane. My husband and I would recommend this professional to anyone we know. Thank you!!

I’d highly recommend using Shane for your mortgage needs. As a first time buyer, this process was daunting and overwhelming at times but Shane was able to keep me on track and forced me to stay focused. We closed in under 60 days and explored all of the best possible loans we had available. You’re in good hands with Mr. Higgins. 😤🤘🏻

Shane at total mortgage was the absolute best! He always got back quickly - nights, weekends, anytime, even around the holidays, because we found our home around Thanksgiving and closed around new years. I never expected it but it did not go unnoticed! We were first time home buyers, and he always explained things and helped us feel confident we were making the best decision for our loan! In addition, he was nice and friendly to us during the whole process, which made me feel very comfortable asking questions and reaching out, like we were just texting our friend Shane. My husband and I would recommend this professional to anyone we know. Thank you!!

Shane made the process of getting approval for the mortgage, the documentation needed and the final steps easy. He was available around the clock for questions and had everything in place as I needed it to complete my purchase. He was knowledgeable, friendly and made the whole process less stressful. Would highly recommend.

I was looking for a house for 3-4 years. I had a tricky financial situation to work out and Shane understood and never made me feel uncomfortable. We built a relationship over those years and it built trust between us also. I was very nervous when I finally found a house. But Total Mortgage made the whole process easy. I knew what I needed and what to do every step of the way. Give him a ring and maybe you’ll end up as happy as I am!!!

I’d highly recommend using Shane for your mortgage needs. As a first time buyer, this process was daunting and overwhelming at times but Shane was able to keep me on track and forced me to stay focused. We closed in under 60 days and explored all of the best possible loans we had available. You’re in good hands with Mr. Higgins. 😤🤘🏻


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