Thanks so much for your help and detailed explanations on everything over this process, and making home ownership happen for our family!
Richard Breed
Branch Manager/Vice President, Senior Mortgage Banker | West Hartford, CT
NMLS# 704369
[email protected]
C : (860) 325-0801
about me
CHFA - First Time Homebuyer Specialist
Highest Customer Service Ranking within Total Mortgage as per Experience.com
Highest ranking 4 years in a row! (Click here to see my reviews)
Highest Production Ranking for CHFA – First time Homebuyer Loans within Total Mortgage
Out of the entire State of Connecticut for CHFA- First time Hombuyer Loan production. (well over 12K Loan Officers in the State)
Number of total units within Total Mortgage
Total production within Total Mortgage
Welcome to my website, and congratulations on taking the first step to buy or refinancing your home. I look forward to putting my expertise and mortgage services to work for you.
If you are looking to apply for a mortgage and/or just looking to get “pre-approved” for a loan, please start by clicking the "Apply Now" button above. This will securely send me some of the required information in order to start the mortgage process and get you one step closer to obtaining your loan.
Please know that I’m here for you and ready to guide you through this mortgage process. Just remember there’s no such thing as a “stupid question” so feel free to ask away! I take pride in making sure your mortgage experience is not only a positive one but impressive enough to make you feel confident to refer your friends and family. There’s a good reason why I’ve had the highest customer service ranking at Total Mortgage for 4 years in a row!
Outside of Connecticut, I am also licensed in Massachusetts, New Hampshire, Maine, Vermont, South Carolina, Florida, and Rhode Island.
Whether you are buying or refinancing, buying your first home, or building your dream home, I can explore with you the many options for financing. Feel free to apply online, or contact me to set up an appointment. Either way, you will get my immediate and personal attention.
client testimonials
As a first time homebuyer there were a lot of “unknowns”. Rich made this process as smooth as can be. He answered all of our questions promptly, provided excellent guidance and support throughout the entire process. We cannot thank him enough and would not hesitate to refer any friends or family to Total Mortgage!
The ongoing communication and direction. Thank you for keeping us informed of the whole process.
We worked with Bridget Breed. She was very accomodating, answered all our questions, and very knowledgeable about the whole process! What stood out to me was her attitude and politeness. Sometimes, knowledgeable and experienced people can be intimidating and arrogant; they may expect you to know the process ahead. But for Bridget, she made our process feel very comfortable and easy.
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Richard was very thorough and informative. There were no surprises. Him and his team were very communicative and made the whole process very easy.
Every thing was soooo smooth. I will definitely recommend total mortgage to anyone that is looking for responsible, united , responsible and honest willing to go the extra mile to make it happen.
Consistent communication and the ability to answer any and all questions any day, any time.
The whole team was excellent, if not for their expertise and guidance, I would have given up along the way. I am so glad I was introduced to Rich and his team!
Set proper expectations. Outstanding knowledge and impeccable follow up throughout application process by Richard. Post hand off to processing was fluid and responsive. CHFA Training very well done. I recommend pre application access. Timely Closing and review of documents. Thank you
His communication, response time and easy to contact
Focus on the move, not the mortgage.
Greenlight your loan, and close in 21 days.*
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*Terms and conditions apply. For complete details click here
about total mortgage
At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.
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