Rich was very informative, responded quickly to any questions I had and was very pleasant to work with.
Richard Breed | NMLS# 704369
Branch Manager/Vice President, Senior Mortgage Banker | West Hartford, CT
About Me
CHFA - First Time Homebuyer Specialist
Highest Customer Service Ranking within Total Mortgage as per Experience.com
Highest ranking 4 years in a row! (Click here to see my reviews)
Highest Production Ranking for CHFA – First time Homebuyer Loans within Total Mortgage
Out of the entire State of Connecticut for CHFA- First time Hombuyer Loan production. (well over 12K Loan Officers in the State)
Number of total units within Total Mortgage
Total production within Total Mortgage
Welcome to my website, and congratulations on taking the first step to buy or refinancing your home. I look forward to putting my expertise and mortgage services to work for you.
If you are looking to apply for a mortgage and/or just looking to get “pre-approved” for a loan, please start by clicking the "Apply Now" button above. This will securely send me some of the required information in order to start the mortgage process and get you one step closer to obtaining your loan.
Please know that I’m here for you and ready to guide you through this mortgage process. Just remember there’s no such thing as a “stupid question” so feel free to ask away! I take pride in making sure your mortgage experience is not only a positive one but impressive enough to make you feel confident to refer your friends and family. There’s a good reason why I’ve had the highest customer service ranking at Total Mortgage for 4 years in a row!
Outside of Connecticut, I am also licensed in Massachusetts, New Hampshire, Maine, Vermont, South Carolina, Florida, and Rhode Island.
Whether you are buying or refinancing, buying your first home, or building your dream home, I can explore with you the many options for financing. Feel free to apply online, or contact me to set up an appointment. Either way, you will get my immediate and personal attention.
About Total Mortgage
At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.
Client Testimonials
What My Clients Say
Great response time.
Everything
Rich is GREAT! Helped out tremendously through the whole process and answered every question I had. Thank you Rich for everything!! You're the MAN!
helpled Throughout the process made sure i understood everything and wrote everything down is I can full
Rich and his team were extremely responsive to any questions or concerns I had, outlining the entire process in great detail. I was very happy with their effeciency in getting all the documentation completed in a timely manner and not having any issues to be clear to close within plenty of time. I would recommend Rich and his team to anyone looking for mortage services.
Richard had all the answers to my questions which was amazing for someone who knew nothing about home purchasing . Always replied on time and did an amzing amazing on explaining things in a way i I understand. Highly recommend Richard at total mortage .
We have bought many properties and we always go back to Rich and his team. It's really a no brainer! The entire process is detailed, smooth, timely, and seamless! We would recommend Rich and his team to anyone!
Responsive, informative and easy to do business with. Great work team!
Richard and his team were amazing, informative, responsive and made our first time buying a home pleasant. We will definitely be recommending them to all friends and family! Thanks Richard !!
Focus on the move, not the mortgage.
Greenlight your loan, and close in 21 days.*
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