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About Me

As a licensed mortgage banker with Total Mortgage fluent in both English and Spanish, I am dedicated to providing the right solutions for all of your home-buying needs. Whether you’re a first-time buyer or a seasoned investor, my team is ready to assist and answer any questions along the way. We pride ourselves on being your local mortgage experts, which means we offer a personalized experience that other lenders can’t. We’ll sit down, address your specific needs, and create a financing plan to help you reach your goals as fast as possible. So don’t wait – give me a call today!

 

 

Hablo Español!!

About Total Mortgage

At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.

Client Testimonials

What My Clients Say

Cesar was awesome to work with and a great resource throughout the entire home buying process. He answered all of our questions thoroughly and secured us a great interest rate.

I don’t have enough words in my vocabulary to tell someone how phenomenal Cesar is. I was in a tough situation trying to find a home on a ticking clock due to the condo I was renting preparing to be sold. I happen to find a home I wanted to buy and I called Cesar let him know how urgent my situation was and he was on it immediately. He’s very well connected and managed to not only help me land my home but get me an amazing deal! I wasn’t too familiar with the process at all but Cesar broke everything down to me to the point where it was very easy to understand. He also managed to close at an unheard of time frame which was 2 1/2 weeks!!!! He is the absolute best so do yourself a favor and give him a call because you won’t find anyone better!

I highly recommend Cesar, he is very informative and was there for me during my buying process each step of the way. He made the process go by extremely smooth and provided detailed information each step of the way. I will absolutely use him again in the near future with future investments! His energy and responsiveness is like no other. I absolutely give him a 5 Star thank you Cesar!!!

I highly recommend Cesar, he is very informative and was there for me during my buying process each step of the way. He made the process go by extremely smooth and provided detailed information each step of the way. I will absolutely use him again in the near future with future investments! His energy and responsiveness is like no other. I absolutely give him a 5 Star thank you Cesar!!!

I would highly recommend Cesar to anyone who buying their first home. Cesar was very helpful for the whole process making sure everything was done before i had my baby i truly appreciate that . Thank you for making everything happen !!

I would highly recommend Cesar to anyone who buying their first home. Cesar was very helpful for the whole process making sure everything was done before i had my baby i truly appreciate that . Thank you for making everything happen !!

Working With Cesar for my first home was a great experience for me. He does check on the progress of each house I visit. He searched for house within the zip code i had told him matching it with approved amount. Lastly he made it easy for me to understand by itemizing the details of the payments. He is an expert and he loves what is doing. I would recommend him any day any time and you won't regret.

From start to finish, Cesar delivered an exceptional level of service that exceeded our expectations. When we stumbled upon a beautiful condo on Revere Beach, we knew we had to act fast, but we lacked pre-approval. In a stroke of luck, we reached out to Cesar on a Sunday night, and to our amazement, he sprang into action immediately. He quickly pulled together all the necessary paperwork, ensuring that we were fully prepared to make our offer. Thanks to his efficiency, we met the offer deadline and secured our first home. We owe it all to Cesar's unwavering commitment to his clients. To top it all off, we closed on our new home in less than a month from the day our offer was accepted—an incredible feat that speaks volumes about his dedication and competence. All while having a newborn at home!!! Cesar is not just a mortgage lender; he's a true ally and advocate for his clients, keeping us informed every step of the way. If you're looking for someone who will go above and beyond to help you achieve your homeownership goals, look no further than Cesar.

This is a pleasure for me to share a little of my experience I felt very bad for not being able to buy my house but a friend of mine gave me César's number and from the first day I called him and then he called me back I felt much better and calmer with the words that César told me I hope that everything daughter will be fine, that I should not worry and that he is a very hard-working and very professional boy.

My landlord was selling my house and after talking to many lenders that couldn’t help a friend of mine introduced me to Cesar. From our first conversation I knew I was in good hands, he told me he was going to figure out a way to make it happen. We closed on the house today without a realtor all with Cesar’s help and expertise he even helped us negotiate a $20,000 seller credit! Very thankful for Cesar and I will recommend anyone to him!


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