Annie was very patient with us during our purchase process - she is very knowledgeable and attentive!
Anne Marie Concemi
Branch Manager/VP, Mortgage Banker | Andover Branch
NMLS# 3527
[email protected]
C : (978) 852-9707
about me
Welcome to Annie’s website; you’re in great hands! Annie has helped thousands of borrowers since 1987 and is frequently asked: “How have you kept at it for so long?” It’s actually very simple – she treats each loan as if it’s her only loan. Buying a home or refinancing an existing property is the biggest financial transaction in most people’s lives and deserves a high level of attention!
Whether they're first-time buyers or seasoned investors, Annie's clients don’t deal with voice mail prompts, 9-5 business hours, or customer service reps on headsets. They deal with Annie: their own personal loan officer, 24 hours a day, 7 days a week. Her staff of seasoned processors is in constant contact with borrowers, ensuring that their clients’ loans are processed in a timely fashion. They realize that the mortgage process is nerve-wracking and the last thing they want is for borrowers to stress because they need answers and can’t reach anyone.
Success in mortgage lending is not measured by numbers – it’s measured by how many clients refer their loved ones to someone they trust. Annie and her staff are family – and they treat each and every borrower as part of the family!
client testimonials
Everything was explained properly. I had a potential very bad outcome with another lender. She jumped right in last minute and saved the day! Thank you!
Anne Marie was amazing to work with. I constantly had questions during the process, and she was always willing to chat and put me at ease. She's incredibly friendly as well, and I look forward to working with her in the future.
Anne and her team made a seemingly impossible dream into a no-doubt reality. I can't thank her enough for her diligent and honest commitment to helping me and my family secure our forever home.
Annie was there for me from day one. She gave me brilliant advice about the property I was putting an offer on; she and her team were so organized and responsive; and when the deal took forever to close due to probate issues she did everything she could to make sure it worked out in my favor. She is so smart, so organized, and so funny. She made the process so much less stressful. My whole family has used her services many times and I have already recommended her to friends going through this process and I will continue to do so! Thank you for everything!
Read More
Anne and her team are AMAZING we had a complicated closing and everything when Do smoothly and we closed right on time. I will never use anybody else, but Anne and her team !!!
Anne was very helpful and patient with my questions
Annie is simply the best! No question goes unanswered and her willingness to help is top notch! She’s the real deal 🩷
Fast. Easy. No waste of time at all. Annie helped with everything. No nonsense.
Annie made this transaction very easy, she was a pleasure to work with.
Focus on the move, not the mortgage.
Greenlight your loan, and close in 21 days.*
Learn more
*Terms and conditions apply. For complete details click here
about total mortgage
At Total Mortgage, we work hard to make it easy. Since 1997, we've combined the personal service and accountability of a local lender with the low rates and product selection of one of the big guys. No matter the loan, we’re with our borrowers every step of the way, from application to closing. It’s no wonder we are a five-star rated lender on Zillow.
Licensed State
Not Licensed State
start your mortgage process today
Apply Now
