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Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today’s options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
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Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
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Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today’s options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
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Calculate payments, estimate your budget, and determine refinance savings in seconds with our mortgage calculators.
Our mission is to make the mortgage process simpler for homebuyers
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What clients are saying
From first-time buyers to seasoned homeowners, see how we’ve made a difference for clients just like you.
A special thankful appreciation goes out to The Total Mortgage company. Mr. Williams and Lisa were profusely dedicated towards the goal in ensuring that I was knowledgeable and understood the process. I’m honored and WILL serve a recommendation for a fantastic experience! See you in the future :)
- Sonia S.
Eric K.
MATT TRAN THE MORTGAGE MAN! Huge shoutout to Matt Tran at Total Mortgage for helping us buy our very first home as husband and wife! 🏡💍 We were fully prepared for the home-buying process to be stressful, confusing, and full of sleepless nights. But nope — Matt swooped in like a mortgage superhero, explained everything in plain English (no secret bank language here), and somehow made the entire experience fun! He kept everything running smoothly, answered every random question we threw at him (even the 10 p.m. “Wait, when are we closing again?” ones), and cracked us up through the whole process. Seriously, who knew a mortgage guy could be this funny?! Thanks to Matt’s professionalism, patience, and all-around good vibes, we’re now living in our first home and still smiling. If you want someone who knows his stuff and makes you laugh while signing a mountain of paperwork — Matt’s your guy. 10/10 recommend. Would absolutely let him handle our mortgage again… just not moving anytime soon 😂.
- Macy C.
Matthew T.
Very responsive and in accordance timely manner. Denise & her team are great!
- Heidi B.
Denise P.
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